Otto Frederick, long-time banker and civic leader of Brady, died at 1:05 a.m. Monday in Brady Hospital after suffering a heart attack a few days earlier.  He was 79, and had been active at the bank until he was stricken at 3 a.m. Dec. 10.
    Funeral services were held at 3 p.m. Tuesday at St. Paul's Episcopal Church, of which he was a member, the Rev. William S. Douglas, rector, conducting, with burial following in Rest Haven Cemetery under direction of Wilkerson Funeral Home.
    Mr. Frederick had been one of Brady's foremost civic leaders for more than a quarter of a century having served as head of numerous civic and industrial organizations.  He had been president of Commercial National Bank since the death of F. R. White a few years ago, and before that served as executive vice president.  He came to Brady to join the Commercial National Bank in 1936, and prior to that was in the banking business at Fort Worth, Cenver, Colo., and Hanna Sinclair, Wyo.
    On the early 1950's, he was secretary and later chairman of District 6, Texas Bankers Association, and in 1951 he was presented the Brady Chamber of Commerce Distinguished Service Award.  He had served as chairman of the Community Chest here and was head of the board of the veterans vocational school here after World War II.
    Mr. Fredericks was a former member if the City Council and at one time headed the Brady Industrial Commission.
    Born in Brookfield, Ind., April 6, q887, Mr. Frederick has always been interested in young people, and encouraged young men and women to come back to Brady to find their niche in business circles after completing their education, and he offered assistance in every way possible.
    "The biggest loss to a small town is its young people-those who have to go elsewhere to find success,"  Mr. Fredericks said over and over again.
    "We spend money to educate our young people in our schools and churches, and then just give them away,"  he once said.  "Somebody else gets the benefit of what we put into them in most cases because there's nothing for them to do here."
    He and the former Grace Williamson were married at Denver, Feb. 20, 1912.
    Survivors include his wife: a daughter, Mrs. Joe McDonnough, of Brady, and a son, Robert O. Frederick of Dallas; and six grandchildren.
    Pallbearers were fellow employees and directors of the Commercial National Bank: Fred Wulff, E. L. Bodenhamer, Harl Fowler, James Richard, Charles Samuelson, and Elbert Boswell.  Honorary pallbearers were Tommy Brook, Curtis Norman, Harry Curtis, Richard Moseley and H. D. Winters.